Accounts Receivable Financing (Factoring)


Accounts Receivable Financing or Factoring is an ideal product for companies undergoing growth or that require more working capital than available through a traditional lender. Unlike a line of credit or term loan, Factoring has no set limit or term period. The funds available are primarily based on the client's outstanding invoices. As sales increase, so do the funds available to the client.

The credit decision for A/R Financing is primarily based on the strength of the client's customer. As such, clients with limited credit strength are not limited in their borrowing potential. In most cases, EBF will advance 75-85% of the value of a client's A/R.